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Lowest Rates. Lowest Costs.

We put our clients first. It’s that easy. For most of us, our home will be our largest investment and the buying process can be an extremely stressful time. We keep it quick. We keep it simple. And we educate throughout the process. That’s it. There’s nothing more gratifying than helping others fulfill their dream of homeownership and everyone should experience this dream.

Ashly Watkins

President | Watkins Mortgage

Refinance and save

Mortgage rates are at all time lows. Let us check your situation and see if a mortgage refinance could save you money.

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What is Your Why?
Create memories
Build Equity
Raise a family
Stabilize Your housing costs
Be Proud of where you live
Tell Us Your Story

Thank you for stopping by our mortgage website. At Watkins Mortgage we strive to differentiate ourselves from other mortgage companies by putting the needs of the borrowers first. To use our experience and vast knowledge to advise our clients while listening to their needs. To remind ourselves that owning a home is liberating and encouraging to everyone.

We MUST treat each potential client who walks through our doors as we would our own loved ones. No matter how tough the circumstances may seem. They put their trust in us and we MUST honor that trust to the best of our abilities.

Client Reviews
Our Amazing Team

The most important asset to our company, is our people. Our team was built with you as our focus.

Ashly Watkins Headshot

Troy Ashly Watkins

President / RMLO
NMLS#: 340085
Carlos Lopez Hedshot

Carlos Lopez

Director of Business Development
NMLS # 192546
Charles (Alex) Jimerson Headshot

Charles (Alex) Jimerson

NMLS # 2254602
Ashley Watson

Ashley Watson

NMLS # 1441723
Rachael Viitala

Rachael Viitala

NMLS # 2426705
Lauren Luiz Headshot

Lauren Ruiz

Processor / RMLO
NMLS#: 1923873
Ashlee Freeney

Ashlee Freeney

Loan Officer Assistant
NMLS#: 2501081
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